Always Covered · Our company
BCA Insurance Brokers Ltd.
Life insurance for the people behind the mortgage. We help Ontario homeowners understand their options and protect what matters.
Greater Toronto Area · Ontario
Clear choices.
Considered guidance.
We compare Canadian insurers, help you choose coverage and guide your application. You’ll understand the options, the trade-offs and the next step. Final pricing and approval are always the insurer’s decision.
BCA Insurance Brokers Ltd.
Always Covered · Life insurance and mortgage protection
Clarity about commission
Insurers pay a commission when a policy is issued. There is no advisor fee for this service. Commission rates differ between insurers and products; ask about a recommendation and we'll explain it.
When bank coverage makes sense
We'll tell you when it's worth considering. Temporary cover while a new policy is being approved, or health circumstances that limit your options, can make bank coverage useful. Never cancel existing protection until your new policy is in force.
What happens after your quote
We confirm coverage and term, help you choose an insurer and guide the application. Interviews, nurse visits or doctor's reports may be needed. We'll explain what your file requires; the insurer decides whether to approve it.
Insurance products are sold by BCA Insurance Brokers Ltd. Amalan Mahendran is a licensed life insurance advisor, Ontario, licence 11120499. Quotes on this site are estimates until an insurer reviews your application.
A little clarity.
A lot of calm.
Know your options. Protect what makes your house a home.